Log in to financial freedom.
Go digital and manage your KUE accounts on your time, from wherever life takes you.
Benefits You’ll Love
- Access a variety of digital banking services for free
- Secure and easy to use
- Enroll and view eStatements
- Secure data protection for your personal information
- Free service for KUE Federal Credit Union members
- Manage a number of banking activities anytime, anywhere with internet access:
- Schedule one-time or recurring bill payments
- Enroll in and access eStatements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- View checks written
- Make loan payments
- And more
- Secure and easy to use
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Retain funds until paper drafts are presented for payment
- Avoid paper clutter
- More secure than paper billing
Benefits of eStatements
- Reduce clutter
- Reduce paper waste
- Prevent identity theft with safe, secure delivery
- Simple record-keeping
- Save statements to your computer
- Print statements when needed
- Access at least one year of statements (based on date of enrollment)
- Account reconciliation table provided for monthly transactions
Easy Enrollment
As easy as they are to receive, eStatements are just as easy to enroll. Simply enroll through Online Banking under the Self Service tab.
Don’t have Online Banking or forgot your password? Enroll now, call the credit union office, or stop by our branch for assistance today!
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificates can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs) – Share, Education, IRA, and Roth IRA
| Period | Min Balance | Payment | Rate | APY* |
|---|---|---|---|---|
| 6 Month | $1,000.00 | Monthly | 4.451% | 4.501% |
| 1 Year | $1,000.00 | Monthly | 2.374% | 2.400% |
| 2 Years | $1,000.00 | Monthly | 2.472% | 2.500% |
| 3 Years ** | $1,000.00 | Monthly | 2.765% | 2.800% |
| 5 Years ** | $1,000.00 | Monthly | 2.862% | 2.900% |
Rates as of October 17, 2024.
* Annual Percentage Yield. Rates offered are subject to change without notice. Certificates of Deposits are subject to a penalty for early withdrawal.
** Certificate of Deposits with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate.
Christmas Club Accounts
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.20% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Credit Cards
| Type | Grace Period | Annual Fee | APR* |
|---|---|---|---|
| Visa Platinum | 25 days | $0.00 | As low as 9.90% |
Rates as of January 9, 2017.
* Annual Percentage Rate. Rates offered are subject to change without notice. Your rate may be higher based on your credit history.
Financial Services
KUE offers a full range of financial services.
| Service | Service Cost |
|---|---|
| Excessive Transaction Fee | $5.00 per transaction over 6 items per month (savings accounts) |
| Starter Checks | $2.50 per 8 Checks |
| Money Orders | 2 Free per Month, $1.00 for each additional |
| Cashier’s Check | $5.00 per request |
| Stop Payment | $10.00 per request |
| Returned Check | $30.00 per item |
| Courtesy Pay | $10.00 per item |
| Photo Copy | $2.00 per request |
| Copy of Statement | $5.00 per Month |
| Debit Card Replacement | $10.00 for 2nd request (and any additional requests) within a 12-month period |
| Outgoing Wire Transfer | $20.00 Domestic per request / $35.00 International per request |
| Incoming Wire Transfer | $5.00 per request |
| Dormant Account | $12.50 per quarter, after 2 years of inactivity |
| Notary Service | Free for Members |
Instructions To Wire Funds To KUE Federal Credit Union:
Wire Funds To:
Corporate One FCU
Columbus, OH
ABA Number: 244084264
Further Credit To:
KUE Federal Credit Union
Lexington, Kentucky
Account Number: 242186258
Final Credit To:
Your Name
Your KUE FCU Member/Account Number
Amount: $__________________
Note: For a guarantee on funds, ALL wire transfers must be deposited through Corporate One Federal Credit Union then deposited into KUE Federal Credit Union. For same day availability, all wire transfers must be called in before 3:00pm in order to post into the account the same day. If you have any questions please do not hesitate to call.
Home Equity Loan
| Type | Terms | APR* |
|---|---|---|
| Fixed Rate with Fixed Terms | Up to 10 years | As low as 6.75% |
Call Credit Union at (859) 367-1230 for current rates.
Rates effective as of August 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
* Annual Percentage Rate.
Home Equity Open-End Line of Credit
| Type | Terms | APR* |
|---|---|---|
| Home Equity Open-End Line of Credit | Up to 20 years | Prime minus 1% |
Call Credit Union at (859) 367-1230 for current rates.
Rates effective as of October 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
* Annual Percentage Rate.
Kasasa Cash
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 4.00% | 4.00% |
| $10,000.01 | Monthly | 0.25% | 0.25% |
Rates as of April 1, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Kasasa Saver
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.75% | 0.75% |
| $10,000.01 | Monthly | 0.20% | 0.20% |
Rates as of April 1, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Loan Savings Accounts
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.20% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Mortgage Loans
| Type | Terms | APR* |
|---|---|---|
| First Mortgage | Up to 30 years | Call for current fixed rate or apply online. |
Call Credit Union at (859) 367-1230 for current rates.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
Other Share/Savings Accounts
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| IRA Shares | $5.00 | Monthly | 0.1998% | 0.20% |
| Education Shares | $5.00 | Monthly | 0.1998% | 0.20% |
| Roth IRA | $5.00 | Monthly | 0.1998% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Share Savings Accounts
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| Regular Shares | $5.00 | Monthly | 0.20% | 0.20% |
| Regular Shares | $20,000.01 | Monthly | 0.80% | 0.80% |
| Special Shares | $5.00 | Monthly | 0.20% | 0.20% |
| Special Shares | $20,000.01 | Monthly | 0.80 % | 0.80% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Share Secured Loans
| Loan Type | Terms | APR* |
|---|---|---|
| Share Secured | Up to 72 months | 4% + Savings rate |
| Certificate Secured | Up to 72 months | 4% + CD rate |
Rates as of August 1, 2023.
* Annual Percentage Rate. Rates offered are subject to change without notice.
Signature Loans
| Loan Type | Terms | APR* |
|---|---|---|
| Unsecured | 24 months | As low as 9.50% |
| Unsecured | 36 months | As low as 10.50% |
Rates as of September 19, 2024.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.
Vehicle Loans
100% Retail Value on Vehicles (Boats & RV’s)**
Lower your interest rate by taking advantage of the Rate Reduction Incentive.
| Loan Type | Terms | APR* |
|---|---|---|
| New | Up to 48 months | As low as 5.00% |
| New | 49 to 60 months | As low as 5.75% |
| Used Secured | Up to 48 months | As low as 6.00% |
| Used Secured | 49 to 60 months | As low as 6.75% |
Rates as of September 19, 2024.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.
** 80% Retail Value on Recreation Vehicles.
Youth Savings Accounts
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| Kids Club/Youth Account | $5.00 | Monthly | 2.00% | 2.00% |
| Kids Club/Youth Account | $1,500.01 | Monthly | 0.25% | 0.25% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.