APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.
Kasasa Cash Learn More
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 4.00% | 4.00% |
| $10,000.01 | Monthly | 0.25% | 0.25% |
Rates as of April 1, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Kasasa Saver Learn More
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.75% | 0.75% |
| $10,000.01 | Monthly | 0.20% | 0.20% |
Rates as of April 1, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Christmas Club Accounts Back to Top Learn More
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.20% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Share Savings Accounts Back to Top Learn More
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| Regular Shares | $5.00 | Monthly | 0.20% | 0.20% |
| Regular Shares | $20,000.01 | Monthly | 0.80% | 0.80% |
| Special Shares | $5.00 | Monthly | 0.20% | 0.20% |
| Special Shares | $20,000.01 | Monthly | 0.80 % | 0.80% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Loan Savings Accounts Back to Top Learn More
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.20% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Youth Savings Accounts Back to Top Learn More
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| Kids Club/Youth Account | $5.00 | Monthly | 2.00% | 2.00% |
| Kids Club/Youth Account | $1,500.01 | Monthly | 0.25% | 0.25% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Other Share/Savings Accounts Back to Top Learn More
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| IRA Shares | $5.00 | Monthly | 0.1998% | 0.20% |
| Education Shares | $5.00 | Monthly | 0.1998% | 0.20% |
| Roth IRA | $5.00 | Monthly | 0.1998% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Vehicle Loans Learn More
100% Retail Value on Vehicles (Boats & RV’s)**
Lower your interest rate by taking advantage of the Rate Reduction Incentive.
| Loan Type | Terms | APR* |
|---|---|---|
| New | Up to 48 months | As low as 5.00% |
| New | 49 to 60 months | As low as 5.75% |
| Used Secured | Up to 48 months | As low as 6.00% |
| Used Secured | 49 to 60 months | As low as 6.75% |
Rates as of September 19, 2024.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.
** 80% Retail Value on Recreation Vehicles.
Signature Loans Back to Top Learn More
| Loan Type | Terms | APR* |
|---|---|---|
| Unsecured | 24 months | As low as 9.50% |
| Unsecured | 36 months | As low as 10.50% |
Rates as of September 19, 2024.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.
Share Secured Loans Back to Top Learn More
| Loan Type | Terms | APR* |
|---|---|---|
| Share Secured | Up to 72 months | 4% + Savings rate |
| Certificate Secured | Up to 72 months | 4% + CD rate |
Rates as of August 1, 2023.
* Annual Percentage Rate. Rates offered are subject to change without notice.
Mortgage Loans Back to Top Learn More
| Type | Terms | APR* |
|---|---|---|
| First Mortgage | Up to 30 years | Call for current fixed rate or apply online. |
Call Credit Union at (859) 367-1230 for current rates.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
Home Equity Open-End Line of Credit Back to Top Learn More
| Type | Terms | APR* |
|---|---|---|
| Home Equity Open-End Line of Credit | Up to 20 years | Prime minus 1% |
Call Credit Union at (859) 367-1230 for current rates.
Rates effective as of October 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
* Annual Percentage Rate.
Home Equity Loan Back to Top Learn More
| Type | Terms | APR* |
|---|---|---|
| Fixed Rate with Fixed Terms | Up to 10 years | As low as 6.75% |
Call Credit Union at (859) 367-1230 for current rates.
Rates effective as of August 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
* Annual Percentage Rate.
Certificates of Deposit (CDs) – Share, Education, IRA, and Roth IRA Learn More
| Period | Min Balance | Payment | Rate | APY* |
|---|---|---|---|---|
| 6 Month | $1,000.00 | Monthly | 4.451% | 4.501% |
| 1 Year | $1,000.00 | Monthly | 2.374% | 2.400% |
| 2 Years | $1,000.00 | Monthly | 2.472% | 2.500% |
| 3 Years ** | $1,000.00 | Monthly | 2.765% | 2.800% |
| 5 Years ** | $1,000.00 | Monthly | 2.862% | 2.900% |
Rates as of October 17, 2024.
* Annual Percentage Yield. Rates offered are subject to change without notice. Certificates of Deposits are subject to a penalty for early withdrawal.
** Certificate of Deposits with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate.