Bank anywhere and everywhere with Mobile Banking
Whether on a cell phone, laptop, tablet, or other mobile device, our mobile banking app puts the power in your hands – no matter where you are.
With KUE mobile banking, you can:
- Check balances
- Review account status
- Manage your debit card
- Stay on top of recurring charges
- Remote deposit
- Make transfers
- And more!
Getting started with the KUE Mobile App is easy. Simply download the KUE Mobile App for Apple® or Android™ and log in with your username/password.
CardValet is integrated into the KUE mobile banking app. Now, view your accounts and control your debit card easily, all in one place.
- Click on Cards in your KUE App
- Register your debit card
- Take advantage of all the new features!
With CardValet, you can:
- Find out why your debit card was declined in real time
- View recurring transaction information and see which merchants have your card on file
- Turn your debit card on/off
- Securely access card information without the physical card
- Create and edit travel notifications
- Set limits on when, where, and how your debit card can be used
- View merchant information (merchant name, location and contact information) to easily track where your card was used
- Sign up for notifications about card usage
- Available through Apple Pay®, Samsung Pay®, or Google Pay, as well as Garmin PayTM and Fitbit Pay
- Make purchases on your KUE debit card quickly and securely with your mobile device
- Pay in an easier way — no more counting change or carrying debit cards
- Easily set up payment information
- Add multiple cards to your device for extra convenience
- Keep purchases private — card data is never directly transmitted to retailers
- Easily protect your accounts if you lose your device
With Remote Deposit within the KUE Mobile App, you can deposit checks from your mobile device for free, no matter how far away you are from a branch.
Depositing checks has never been quicker or easier. Simply take a photo of the front and back of the endorsed check with your mobile device, and deposit the funds into your account. Funds will be available within 2 business days, often the very next day.
To be eligible for Remote Deposit, you must:
- Be registered with online banking
- Have a share draft account
- Endorse all checks with Payee Signature, Remote Deposit Only, and KUE FCU
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificates can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs) – Share, Education, IRA, and Roth IRA
| Period | Min Balance | Payment | Rate | APY* |
|---|---|---|---|---|
| 6 Month | $1,000.00 | Monthly | 4.451% | 4.501% |
| 1 Year | $1,000.00 | Monthly | 2.374% | 2.400% |
| 2 Years | $1,000.00 | Monthly | 2.472% | 2.500% |
| 3 Years ** | $1,000.00 | Monthly | 2.765% | 2.800% |
| 5 Years ** | $1,000.00 | Monthly | 2.862% | 2.900% |
Rates as of October 17, 2024.
* Annual Percentage Yield. Rates offered are subject to change without notice. Certificates of Deposits are subject to a penalty for early withdrawal.
** Certificate of Deposits with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate.
Christmas Club Accounts
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.20% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Credit Cards
| Type | Grace Period | Annual Fee | APR* |
|---|---|---|---|
| Visa Platinum | 25 days | $0.00 | As low as 9.90% |
Rates as of January 9, 2017.
* Annual Percentage Rate. Rates offered are subject to change without notice. Your rate may be higher based on your credit history.
Financial Services
KUE offers a full range of financial services.
| Service | Service Cost |
|---|---|
| Excessive Transaction Fee | $5.00 per transaction over 6 items per month (savings accounts) |
| Starter Checks | $2.50 per 8 Checks |
| Money Orders | 2 Free per Month, $1.00 for each additional |
| Cashier’s Check | $5.00 per request |
| Stop Payment | $10.00 per request |
| Returned Check | $30.00 per item |
| Courtesy Pay | $10.00 per item |
| Photo Copy | $2.00 per request |
| Copy of Statement | $5.00 per Month |
| Debit Card Replacement | $10.00 for 2nd request (and any additional requests) within a 12-month period |
| Outgoing Wire Transfer | $20.00 Domestic per request / $35.00 International per request |
| Incoming Wire Transfer | $5.00 per request |
| Dormant Account | $12.50 per quarter, after 2 years of inactivity |
| Notary Service | Free for Members |
Instructions To Wire Funds To KUE Federal Credit Union:
Wire Funds To:
Corporate One FCU
Columbus, OH
ABA Number: 244084264
Further Credit To:
KUE Federal Credit Union
Lexington, Kentucky
Account Number: 242186258
Final Credit To:
Your Name
Your KUE FCU Member/Account Number
Amount: $__________________
Note: For a guarantee on funds, ALL wire transfers must be deposited through Corporate One Federal Credit Union then deposited into KUE Federal Credit Union. For same day availability, all wire transfers must be called in before 3:00pm in order to post into the account the same day. If you have any questions please do not hesitate to call.
Home Equity Loan
| Type | Terms | APR* |
|---|---|---|
| Fixed Rate with Fixed Terms | Up to 10 years | As low as 6.75% |
Call Credit Union at (859) 367-1230 for current rates.
Rates effective as of August 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
* Annual Percentage Rate.
Home Equity Open-End Line of Credit
| Type | Terms | APR* |
|---|---|---|
| Home Equity Open-End Line of Credit | Up to 20 years | Prime minus 1% |
Call Credit Union at (859) 367-1230 for current rates.
Rates effective as of October 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
* Annual Percentage Rate.
Kasasa Cash
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 4.00% | 4.00% |
| $10,000.01 | Monthly | 0.25% | 0.25% |
Rates as of April 1, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Kasasa Saver
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.75% | 0.75% |
| $10,000.01 | Monthly | 0.20% | 0.20% |
Rates as of April 1, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Loan Savings Accounts
| Min Balance | Period | Rate | APY* |
|---|---|---|---|
| $5.00 | Monthly | 0.20% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Mortgage Loans
| Type | Terms | APR* |
|---|---|---|
| First Mortgage | Up to 30 years | Call for current fixed rate or apply online. |
Call Credit Union at (859) 367-1230 for current rates.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.
Other Share/Savings Accounts
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| IRA Shares | $5.00 | Monthly | 0.1998% | 0.20% |
| Education Shares | $5.00 | Monthly | 0.1998% | 0.20% |
| Roth IRA | $5.00 | Monthly | 0.1998% | 0.20% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Share Savings Accounts
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| Regular Shares | $5.00 | Monthly | 0.20% | 0.20% |
| Regular Shares | $20,000.01 | Monthly | 0.80% | 0.80% |
| Special Shares | $5.00 | Monthly | 0.20% | 0.20% |
| Special Shares | $20,000.01 | Monthly | 0.80 % | 0.80% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.
Share Secured Loans
| Loan Type | Terms | APR* |
|---|---|---|
| Share Secured | Up to 72 months | 4% + Savings rate |
| Certificate Secured | Up to 72 months | 4% + CD rate |
Rates as of August 1, 2023.
* Annual Percentage Rate. Rates offered are subject to change without notice.
Signature Loans
| Loan Type | Terms | APR* |
|---|---|---|
| Unsecured | 24 months | As low as 9.50% |
| Unsecured | 36 months | As low as 10.50% |
Rates as of September 19, 2024.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.
Vehicle Loans
100% Retail Value on Vehicles (Boats & RV’s)**
Lower your interest rate by taking advantage of the Rate Reduction Incentive.
| Loan Type | Terms | APR* |
|---|---|---|
| New | Up to 48 months | As low as 5.00% |
| New | 49 to 60 months | As low as 5.75% |
| Used Secured | Up to 48 months | As low as 6.00% |
| Used Secured | 49 to 60 months | As low as 6.75% |
Rates as of September 19, 2024.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.
** 80% Retail Value on Recreation Vehicles.
Youth Savings Accounts
| Account | Min Balance | Period | Rate | APY* |
|---|---|---|---|---|
| Kids Club/Youth Account | $5.00 | Monthly | 2.00% | 2.00% |
| Kids Club/Youth Account | $1,500.01 | Monthly | 0.25% | 0.25% |
Rates as of October 2, 2023.
* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.